Ask AI

How this assistant answers For general educational questions ("What is a waiting period?"), Ask AI explains the concept plainly. For questions about whether something is specifically covered or guaranteed ("Will my policy cover X?"), it will not give an unconditional yes or no — coverage always depends on the exact policy wording, waiting periods, exclusions, pre-existing-disease provisions, underwriting and sum insured. Where an actual product document is available, our advisors use that document as the source for product-specific answers.